Short answer
What you should know before deciding
A useful leasing investigation connects identity, documented capacity, references, guarantor and guarantee without promising impossible certainties.
Essential points
- Verify that each party submits its own documents.
- Contrast income and activity without asking for excessive data.
- Review the guarantor and warranty as a whole.
- Document clarifications before signing.
01
Identity and contact
The identification must match the contract data and contact information. Format differences may be innocuous; Substantive differences require explanation and support.
02
Documented capacity
Financial receipts must be read in context: frequency, activity, stability and relationship with income. The investigation does not replace a regulated credit analysis nor does it authorize consulting a credit report without the applicable requirements.
03
References with permission
References serve to confirm specific facts, not to collect unlimited opinions. It is a good idea to document who responded, what relationship they had with the person, and what information they were able to verify.
04
guarantor and property offered as collateral
The deed, the owner, the folio or registration record and the available liens must be consistent. A deed copy is not equivalent to an updated registration certificate nor does it guarantee that the asset can be executed.
05
human decision
The report must show coincidences, points to clarify, sources and limits. The acceptance of the tenant corresponds to the owner and must avoid discriminatory criteria or criteria unrelated to the operation.
Practical application
What to check and what to ask
Useful documents or evidence
- Sufficient identifiers to avoid homonyms.
- Complete and legible documents related to the purpose.
- Evidence of the source, date of consultation and status of the result.
- Clarifications and supports provided by the person investigated.
Control questions
- What decision should this review inform?
- What evidence confirms the data?
- What limits should be expressed?
Frequent errors
- Search without a defined purpose.
- Confusing a coincidence with a confirmed fact.
- Ignore date, source or status of the result.
Official sources consulted
Scope and limits
Educational content, not advice for a specific case. A match does not confirm identity and the absence of findings does not guarantee absence of risk. Coverage changes by source, jurisdiction and date; A material decision may require clarification and specialized advice.
Next step
Tenant + guarantor + property
Zarur Legal Insights verifies sources, reduces homonyms, and documents facts, boundaries, and points to clarify.
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